Listen up, folks! The stock market's on fire right now, but everyone's so busy chasing those red-hot tech stocks they're missing out on something HUGE!

Remember those boring old money market funds you used to keep your emergency savings in, the ones that paid next to nothing in interest? Well, guess what… they're back, and they're paying serious cash!

Sure, your bank might try to entice you with those fancy checking accounts or those “high-yield” savings accounts that barely keep pace with inflation. But, let's be honest, those rates are pathetic and your principal is at risk.

Meanwhile, savvy investors know the real deal is in money market funds. These bad boys offer rock-solid safety, incredible liquidity, and yields that are blowing those bank accounts out of the water.

Ready to learn how to get 6% on your money without breaking a sweat? Here are three money market funds you absolutely need to know about:

1. North Capital Treasury Money Market Fund (NCGXX)

Intro:

This is the fund for anyone who wants the ultimate in safety AND the highest possible yield. Usually, institutional-class funds offer the best returns but have ridiculous minimum investment requirements. North Capital throws that rule out the window, letting YOU in on the action with zero minimum investment and a 0% expense ratio.

Analysis:

As James Dowd, CEO of North Capital says, “Consumers are savvy – they will not settle for a 1% interest rate at their bank if they can easily invest in a money market fund and earn five times the return.” NCGXX is living proof of that statement. This fund is paying a jaw-dropping 5.3% seven-day SEC yield thanks to its rock-bottom fees. That's pure profit, my friend. And because it primarily invests in U.S. Treasury bills, your principal is as safe as it gets.

2. Fidelity Money Market Fund (SPRXX)

Intro:

Want a slightly higher return and willing to take on just a little more risk? Then SPRXX is your ticket to big yields. This fund invests in a broader range of assets – corporate debt, government agencies, and repurchase agreements – giving you a slight edge on returns.

Analysis:

Jeff Fisher, a managing principal at Peapack Private, explains, “Prime money market funds invest in debt securities issued by corporations, government agencies and government-sponsored entities.” This means SPRXX can get away with paying a 5% seven-day SEC yield even with its 0.42% expense ratio. (Still dirt cheap, by the way). And like NCGXX, there's no minimum investment required, so you can jump in with any amount.

3. Schwab Value Advantage Money Fund (SWVXX)

Intro:

Schwab's hitting back with its own prime money market fund, and it's not messing around. SWVXX is boasting a slightly higher yield than SPRXX with a lower expense ratio – 0.34%.

Analysis:

With a 5.1% seven-day SEC yield, SWVXX is proving that prime funds are where the action's at right now. With its diverse portfolio of short-term assets and monthly distributions, this fund is a total no-brainer if you want maximum returns with minimal effort.

The Bottom Line:

Don't be a sucker and let your cash rot away in some measly bank account! The time to move your money into these high-yielding money market funds is NOW!

Tomorrow, we're diving deep into the world of under-the-radar small-cap dividend stocks. You won't want to miss this – these are the companies poised to absolutely explode when the market shifts.